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  • Repayments of only $50.00 per week
    Please phone for a custom rate on loans over $10,000
Small Business Loans NZ
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Small Business Loans NZ

If your plant or machinery is on its last legs, inventory is getting a little low or you’ve been blindsided by an unexpected tax bill, QuickCash can design a business loan to sort you out. Our business finance loans are tailored for your business and, with the right information on hand we can have the money in your account overnight.

With QuickCash commercial loans you don’t have to wait around for a lending officer to get approval from their manager, who then has to get approval from the credit department, who THEN have to get approval from the directors! The people you speak to are the same ones lending you the money – it’s a lot simpler getting a fast loan with us at QuickCash.

Loans and finance for businesses of all sizes

It doesn’t matter if you’re a small business with no employees, a medium business with a few staff or a large business with a complex operation. With the right information on hand, commercial finance can be approved on the spot and we can have the money in your account overnight.

Talk to us about your situation

Because we don’t use a template for our business loans, it is best to sit down with one of our commercial lenders and let us know what you want so we can tailor a package to suit you.

We will need to have a look at your accounts so we can provide finance for plant and machinery, working capital, tax bills, inventory purchases or bridging finance to get you through.

QuickCash offers fixed interest rates for the entire term of your loan to add certainty to your business, so you’re repayments won’t chop and change like they do with a lot of other lenders. We also don’t charge an early repayment fee like other finance companies, so if you have a good month and want to pay a chunk of the loan off, you can do so without any unexpected fees.

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Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
Fixed rates = No surprises
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
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Financial Service Provider: FSP19463

Disclosure - Costs of Borrowing

Annual interest rates

At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.

For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a

For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a

Establishment Fees: $170 for Unsecured Loans | $250 for Secured Loans

Administration Fee: $4.35 per week


Google Ads Financial Services Policy

We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.

Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act.  Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest.  It does not include credit fees.

However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.

In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56.  This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.

The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.

QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.

You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.

Or if you would like an individual loan quote please call us on 0800 784 252.

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Security/LVR Residential first mortgage
(with registered valuation addressed to QCFL)
0-20% LVR 12.5% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
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Security/LVR Residential first mortgage
0-20% LVR 14% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
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Security/LVR Caveat
0-20% LVR 21% interest
21-40% LVR 23% interest
41-60% LVR 25% interest
61-80% LVR N/A
81% + LVR N/A
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Security/LVR Motor vehicle, boat, caravan, processing plant or other
0-20% LVR 16% interest
21-40% LVR 18% interest
41-60% LVR 26% interest
61-80% LVR 26% interest
81% + LVR 26% interest
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For a further breakdown of fees click here