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  • Repayments of only $50.00 per week
    Please phone for a custom rate on loans over $10,000
Small Business Loans NZ
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Small Business Loans NZ

If your plant or machinery is on its last legs, inventory is getting a little low or you’ve been blindsided by an unexpected tax bill, QuickCash can design a business loan to sort you out. Our business finance loans are tailored for your business and, with the right information on hand we can have the money in your account overnight.

With QuickCash commercial loans you don’t have to wait around for a lending officer to get approval from their manager, who then has to get approval from the credit department, who THEN have to get approval from the directors! The people you speak to are the same ones lending you the money – it’s a lot simpler getting a fast loan with us at QuickCash.

Loans and finance for businesses of all sizes

It doesn’t matter if you’re a small business with no employees, a medium business with a few staff or a large business with a complex operation. With the right information on hand, commercial finance can be approved on the spot and we can have the money in your account overnight.

Talk to us about your situation

Because we don’t use a template for our business loans, it is best to sit down with one of our commercial lenders and let us know what you want so we can tailor a package to suit you.

We will need to have a look at your accounts so we can provide finance for plant and machinery, working capital, tax bills, inventory purchases or bridging finance to get you through.

QuickCash offers fixed interest rates for the entire term of your loan to add certainty to your business, so you’re repayments won’t chop and change like they do with a lot of other lenders. We also don’t charge an early repayment fee like other finance companies, so if you have a good month and want to pay a chunk of the loan off, you can do so without any unexpected fees.

100% Online Application

No need for printers, scanners or trips to the bank
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
Cash in 25 minutes
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
Fixed rates = No surprises
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
No early payment penalties
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Financial Service Provider: FSP19463

Disclosure - Costs of Borrowing

Annual interest rates

At QuickCash our interest rates are set according to the Loan to Value Ratio (LVR), using the amount borrowed and the security available. We never change a fee for early repayment and our interest rates are fixed to provide certainty throughout the life of your loan. Below is a table showing the Annual Interest Rates (AIR) for each security type and LVR.

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Security/LVR0-20% LVR21-40% LVR41-60% LVR61-80% LVR81% + LVR
Residential first mortgage
(with registered valuation addressed to QCFL)
12.5% interest16% interest18% interest20% interestN/A
Residential first mortgage14% interest16% interest18% interest20% interestN/A
Caveat21% interest23% interest25% interestN/AN/A
Motor vehicle, boat, caravan, processing plant or other16% interest18% interest26% interest26% interest26% interest
Security/LVRResidential first mortgage
(with registered valuation addressed to QCFL)
0-20% LVR12.5% interest
21-40% LVR16% interest
41-60% LVR18% interest
61-80% LVR20% interest
81% + LVRN/A
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Security/LVRResidential first mortgage
0-20% LVR14% interest
21-40% LVR16% interest
41-60% LVR18% interest
61-80% LVR20% interest
81% + LVRN/A
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Security/LVRCaveat
0-20% LVR21% interest
21-40% LVR23% interest
41-60% LVR25% interest
61-80% LVRN/A
81% + LVRN/A
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Security/LVRMotor vehicle, boat, caravan, processing plant or other
0-20% LVR16% interest
21-40% LVR18% interest
41-60% LVR26% interest
61-80% LVR26% interest
81% + LVR26% interest
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For a further breakdown of fees click here