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Home Renovation Loans
HOME RENOVATION FINANCE
Apply online... approval within 25 minutes

Home Renovation Loan NZ

If the hole in the living room wall has claimed the kids or the leaking roof no longer passes as a water feature, a QuickCash home renovation loan can give you the money to fix it up.

It doesn’t matter if you’re a DIY dynamo or you’re getting a chippy to sort it all out, a renovation can make a huge difference to your home and can even add value. Often banks and big finance companies won’t give you the money for a renovation, but QuickCash can set you right. With the correct info on hand we can approve the loan and have the cash available in less than thirty minutes.

Get the finance you need to repair and renovate the home

While your DIY skills may be doubtful, you can rest assured that our interest rates are concrete. We’ll fix the rate for the term of the loan so you know exactly what your payments need to be from start to finish. If you do such a good job that the place ends up selling for a profit, you can settle your loan without any unexpected surprises – at QuickCash we don’t charge any early repayment fees.

Pick up the phone and give us a call on 0800 784 252 or flick through an application by clicking ‘Apply online‘ and we’ll get back to you within 25 minutes (during business hours).

100% Online Cash Loan Application

No need for printers, scanners or trips to the bank
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
Cash Loan in 25 minutes
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
Fixed rates = No surprises
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
No early payment penalties
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Financial Service Provider: FSP19463

Disclosure - Costs of Borrowing

Annual interest rates

At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.

For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a

For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a

 

Google Ads Financial Services Policy

We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.

Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act.  Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest.  It does not include credit fees.

However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.

In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56.  This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.

The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.

QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.

You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.

Or if you would like an individual loan quote please call us on 0800 784 252.

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Security/LVR Residential first mortgage
(with registered valuation addressed to QCFL)
0-20% LVR 12.5% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
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Security/LVR Residential first mortgage
0-20% LVR 14% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
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Security/LVR Caveat
0-20% LVR 21% interest
21-40% LVR 23% interest
41-60% LVR 25% interest
61-80% LVR N/A
81% + LVR N/A
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Security/LVR Motor vehicle, boat, caravan, processing plant or other
0-20% LVR 16% interest
21-40% LVR 18% interest
41-60% LVR 26% interest
61-80% LVR 26% interest
81% + LVR 26% interest
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For a further breakdown of fees click here