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Home Renovation Loans
HOME RENOVATION FINANCE
Apply online... approval within 25 minutes

Home Renovation Loan NZ

If the hole in the living room wall has claimed the kids or the leaking roof no longer passes as a water feature, a QuickCash home renovation loan can give you the money to fix it up.

It doesn’t matter if you’re a DIY dynamo or you’re getting a chippy to sort it all out, a renovation can make a huge difference to your home and can even add value. Often banks and big finance companies won’t give you the money for a renovation, but QuickCash can set you right. With the correct info on hand we can approve the loan and have the cash available in less than thirty minutes.

Get the finance you need to repair and renovate the home

While your DIY skills may be doubtful, you can rest assured that our interest rates are concrete. We’ll fix the rate for the term of the loan so you know exactly what your payments need to be from start to finish. If you do such a good job that the place ends up selling for a profit, you can settle your loan without any unexpected surprises – at QuickCash we don’t charge any early repayment fees.

Pick up the phone and give us a call on 0800 784 252 or flick through an application by clicking ‘Apply online‘ and we’ll get back to you within 25 minutes (during business hours).

100% Online Application

No need for printers, scanners or trips to the bank
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
Cash in 25 minutes
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
Fixed rates = No surprises
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
No early payment penalties
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Financial Service Provider: FSP19463

Disclosure - Costs of Borrowing

Annual interest rates

At QuickCash our interest rates are set according to the Loan to Value Ratio (LVR), using the amount borrowed and the security available. We never change a fee for early repayment and our interest rates are fixed to provide certainty throughout the life of your loan. Below is a table showing the Annual Interest Rates (AIR) for each security type and LVR.

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Security/LVR0-20% LVR21-40% LVR41-60% LVR61-80% LVR81% + LVR
Residential first mortgage
(with registered valuation addressed to QCFL)
12.5% interest16% interest18% interest20% interestN/A
Residential first mortgage14% interest16% interest18% interest20% interestN/A
Caveat21% interest23% interest25% interestN/AN/A
Motor vehicle, boat, caravan, processing plant or other16% interest18% interest26% interest26% interest26% interest
Security/LVRResidential first mortgage
(with registered valuation addressed to QCFL)
0-20% LVR12.5% interest
21-40% LVR16% interest
41-60% LVR18% interest
61-80% LVR20% interest
81% + LVRN/A
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Security/LVRResidential first mortgage
0-20% LVR14% interest
21-40% LVR16% interest
41-60% LVR18% interest
61-80% LVR20% interest
81% + LVRN/A
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Security/LVRCaveat
0-20% LVR21% interest
21-40% LVR23% interest
41-60% LVR25% interest
61-80% LVRN/A
81% + LVRN/A
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Security/LVRMotor vehicle, boat, caravan, processing plant or other
0-20% LVR16% interest
21-40% LVR18% interest
41-60% LVR26% interest
61-80% LVR26% interest
81% + LVR26% interest
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For a further breakdown of fees click here