Get a medical loan online thanks to QuickCash Finance’s quick and easy online medical finance.
Why Get a Medical Loan with QuickCash?
For almost twenty years we’ve been helping New Zealanders with medical loans.
Let’s face it, medical bills can sneak up on anyone. And when you’re considering treatment you’ve got enough to worry about without stressing about how to make a lump sum payment.
Spread the cost with a QuickCash Finance medical loan. It’s the fast and affordable way to deal with medical bills and upcoming treatment costs.
And now, it’s easier than ever, thanks to QuickCash’s 100% Online Applications. You can do everything from the comfort and convenience of your mobile device, tablet or desktop:
There are no early repayment fees, and our team are here to help you structure the loan in the most affordable way possible.
So Apply Now, and before you know it, you can be approved for a medical loan, meaning there’s one less thing to worry about.
At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.
For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a
For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a
Establishment Fees: $170 for Unsecured Loans | $250 for Secured Loans
Administration Fee: $4.35 per week
We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.
Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act. Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest. It does not include credit fees.
However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.
In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56. This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.
The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.
QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.
You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.
Or if you would like an individual loan quote please call us on 0800 784 252.