Cash Could Be in Your Account At
  • Repayments of only $50.00 per week
    Please phone for a custom rate on loans over $10,000
EMERGENCY LOANS
Apply online... approval within 25 minutes

Quick Loans NZ, Cash Loans, Fast Loans NZ, Emergency Loans

If you need an emergency loan, then look no further than QuickCash Finance for fast and affordable online loans.

Whether it’s a family funeral or the fridge has packed it in, emergency expenses often seem to come out of the blue. We understand that everyone gets caught out and pay day never seems to be soon enough. QuickCash’s emergency finance is designed specifically for such situations – we can have your loan approved with the cash available in 25 minutes. If you need emergency finance now give us a call on 0800 784 252 and we’ll see if we can put you right.

Don’t sweat the unexpected with an easy loan

While most emergencies are unexpected, our interest rates are predictable and easy to cope with. Unlike a lot of other finance companies, we’ll keep your interest rate fixed throughout the term of the loan, giving you a bit of certainty through tough times. We’ll also help you out by not charging any early repayment fees; you can pay it all off as soon as you’re back on your feet, without any more nasty surprises.

To speak to a real person call 0800 784 252 or flick through an application by clicking ‘Apply online‘ and we’ll get back to you as soon as we can.

100% Online Application

No need for printers, scanners or trips to the bank
Cash in 25 minutes
Fixed rates = No surprises
No early payment penalties
Apply Online Now
Financial Service Provider: FSP19463
Disclosure - Costs of Borrowing
Annual interest rates

At QuickCash our interest rates are set according to the Loan to Value Ratio (LVR), using the amount borrowed and the security available. We never change a fee for early repayment and our interest rates are fixed to provide certainty throughout the life of your loan. Below is a table showing the Annual Interest Rates (AIR) for each security type and LVR.

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Security/LVR0-20% LVR21-40% LVR41-60% LVR61-80% LVR81% + LVR
Residential first mortgage
(with registered valuation addressed to QCFL)
12.5% interest16% interest18% interest20% interestN/A
Residential first mortgage14% interest16% interest18% interest20% interestN/A
Caveat21% interest23% interest25% interestN/AN/A
Motor vehicle, boat, caravan, processing plant or other16% interest18% interest26% interest26% interest26% interest
Security/LVR Residential first mortgage
(with registered valuation addressed to QCFL)
0-20% LVR 12.5% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
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Security/LVR Residential first mortgage
0-20% LVR 14% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
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Security/LVR Caveat
0-20% LVR 21% interest
21-40% LVR 23% interest
41-60% LVR 25% interest
61-80% LVR N/A
81% + LVR N/A
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Security/LVR Motor vehicle, boat, caravan, processing plant or other
0-20% LVR 16% interest
21-40% LVR 18% interest
41-60% LVR 26% interest
61-80% LVR 26% interest
81% + LVR 26% interest
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For a further breakdown of fees click here