Frequently Asked Questions
Below are some of the common questions our customers have before getting a loan. If you need any other information just give us a call on 0800 784 252, 24 hours a day.
We offer Unsecured loans of $200-$500. You will need to have an excellent credit record and meet our other lending criteria.
For loans above $500 we require Security. The value of your security will need to be greater than the amount borrowed.
We can use cars, motorbikes, boats, trailers and real estate as security. If you’re using a vehicle it has to have a current WOF and registration, be registered in your name and have not outstanding debt against it.
Yes you can pay your loan off at any time and we won’t charge any early repayment fees. You will save money on interest by paying it off early as well.
With every application we do a credit check, which is used to assess your application alongside a range of other information. If you have bad credit we might still be able to approve your loan, but it will depend on all of the other factors, like your affordability, the security and how much you’re borrowing.
QuickCash’s software scores each individual applicant using data from credit checks, land and vehicle ownership records, on-line public records and your repayment history with other lenders.
Our system also records how many times you’ve changed mobile numbers, moved to a new address, changed employment or failed to keep your vehicle’s WOF and registration current at all times.
You can retain or improve your Applicant Score by keeping QuickCash informed of all of the above during your relationship with us.