How it Works

Complete our online application form then we will send you a link to submit a statement snapshot of the last 90 days transactions from your bank account.
We will complete a Credit Check and Financial Assessment to ensure (CCCFA) compliance all in less than 25 minutes.
Subject to approval we will send you a link for you to sign your Loan Contract electronically.
Approved loans will have cash advanced
and cleared within 60 minutes.

What You Need
NZ Passport or NZ Driver's Licence
Online Banking

Frequently Asked Questions

Below are some of the common questions our customers have before getting a loan. If you need any other information just give us a call on 0800 784 252 Monday to Friday 8:30am – 5:00pm

Do I need security?

Yes all of our loans need security, with the value greater than the amount borrowed.

What can I use as security?

We use cars as security. If you’re using a vehicle it has to have a current WOF and registration, be registered in your name and have not outstanding debt against it.

Can I pay my loan off early?

Yes you can pay your loan off at any time and we won’t charge any early repayment fees. You will save money on interest by paying it off early as well.

Do you do bad credit loans?

With every application we do a credit check, which is used to assess your application alongside a range of other information. If you have bad credit we might still be able to approve your loan, but it will depend on all of the other factors, like your affordability, the security and how much you’re borrowing.

How does the Applicant Score work

QuickCash’s software scores each individual applicant using data from credit checks, land and vehicle ownership records, on-line public records and your repayment history with other lenders.

Our system also records how many times you’ve changed mobile numbers, moved to a new address, changed employment or failed to keep your vehicle’s WOF and registration current at all times.
You can retain or improve your Applicant Score by keeping QuickCash informed of all of the above during your relationship with us.

Do you have other questions?