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Debt Consolidation Loans
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Debt Consolidation Loans – Debt Consolidation NZ

Are you finding it over complicated or overly difficult paying off multiple outstanding debts or bills? At QuickCash, we provide debt consolidation loans which might be the single solution that you are seeking for.

The Debt Consolidation NZ service provided by QuickCash bundles all of your bills into one single loan so you just need to make one single repayment. This saves your precious time and effort.

Normally this service which we are able to offer can be approved within an hour. However, it is best to actually sit down and have a chat to understand your unique scenario and provide you information of the full range of options as per your situation. We encourage you to also speak to a budget advisor to keep you on track to help you finance so that you can pay off your debts.

The debt consolidation NZ loans service that we offer is most helpful for those who have numerous debts, have accounts with high interest rates paid monthly or receive frequent calls from debt collection agencies. On the first hand, debt consolidation loans take care of frequent calls so you don’t have to worry about that phone ringing for debt coverage.

Consolidate your bills with a debt consolidation loan

Like other cash loans we offer, we keep things transparent from the beginning with fixed interest rates throughout your payment period. So, you don’t have to worry about the interest rate for your loan changing and therefore having to pay more money. We also let you free of the early repayment charges so that you can clear your debts as soon as you comfortably can.

You can talk to our friendly and dedicated staff to get information about debt consolidation loans by calling 0800 784 252 now or you can apply online.

100% Online Application

No need for printers, scanners or trips to the bank
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
Cash - Quick as a flash!*

*Subject to Credit and Affordability Criteria

Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
Fixed rates = No surprises
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
No early payment penalties
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Financial Service Provider: FSP19463

Disclosure - Costs of Borrowing

Annual interest rates

At QuickCash our interest rates are set according to the Loan to Value Ratio (LVR), using the amount borrowed and the security available. We never change a fee for early repayment and our interest rates are fixed to provide certainty throughout the life of your loan. Below is a table showing the Annual Interest Rates (AIR) for each security type and LVR.

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Security/LVR0-20% LVR21-40% LVR41-60% LVR61-80% LVR81% + LVR
Residential first mortgage
(with registered valuation addressed to QCFL)
12.5% interest16% interest18% interest20% interestN/A
Residential first mortgage14% interest16% interest18% interest20% interestN/A
Caveat21% interest23% interest25% interestN/AN/A
Motor vehicle, boat, caravan, processing plant or other16% interest18% interest26% interest26% interest26% interest
For a further breakdown of fees click here