Cash Could Be in Your Account At
  • Repayments of only $50.00 per week
    Please phone for a custom rate on loans over $10,000
Apply online... approval within 25 minutes

Same Day Cash Loans

Need a quick loan in Palmerston North? Well, you’ve come to right place. QuickCash Finance has almost twenty years providing Palmerston North loans.

We can have cash loans deposited into your account in less than 30 minutes.

 

Easy Online Application

Thanks to our new “online loan” technology, you can apply from any smart phone, computer or tablet.

And forget the days of paper forms and documents. We’ll send you your loan contract electronically, and you can sign it digitally… which means no more forms, printers, scanners and awkward trips to the bank.

That’s why QuickCash Finance is Palmerston North’s preferred modern finance company.

 

Quick Loans Anywhere in Palmerston North

So if it’s an emergency and you need a loan, get it all sorted in less than half an hour. Our team understand the need for fast approval, and we pride ourselves on delivering New Zealand’s best online personal loan service.

So wherever you are in Palmerston North, QuickCash is here to help. Whether it’s Westbrooke or West End, Takaro or Terrace End; QuickCash Finance is your answer for fast, same-day cash loans.

 

Palmerston North Loans Made Easy

So what are waiting for? Apply now! And in the time it takes to watch a few quick videos on Youtube, you could have cash in the bank thanks to QuickCash Finance.

100% Online Cash Loan Application

No need for printers, scanners or trips to the bank
Cash Loan in 25 minutes
Fixed rates = No surprises
No early payment penalties
Apply Online Now
Financial Service Provider: FSP19463

Disclosure - Costs of Borrowing

Annual interest rates

At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.

For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a

For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a

 

Google Ads Financial Services Policy

We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.

Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act.  Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest.  It does not include credit fees.

However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.

In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56.  This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.

The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.

QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.

You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.

Or if you would like an individual loan quote please call us on 0800 784 252.

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Security/LVR Residential first mortgage
(with registered valuation addressed to QCFL)
0-20% LVR 12.5% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
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Security/LVR Residential first mortgage
0-20% LVR 14% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
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Security/LVR Caveat
0-20% LVR 21% interest
21-40% LVR 23% interest
41-60% LVR 25% interest
61-80% LVR N/A
81% + LVR N/A
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Security/LVR Motor vehicle, boat, caravan, processing plant or other
0-20% LVR 16% interest
21-40% LVR 18% interest
41-60% LVR 26% interest
61-80% LVR 26% interest
81% + LVR 26% interest
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For a further breakdown of fees click here