Cash Could Be in Your Account At
  • Repayments of only $50.00 per week
    Please phone for a custom rate on loans over $10,000

Lower Hutt Loans

Apply online... approval within 25 minutes

Need a loan in Lower Hutt? Then apply now with QuickCash Finance, providers of Lower Hutt loans for over 19 years.

Easy Online Application

The application takes three minutes, and can all be done online. From there, we can have cash in your bank in less than 25 minutes, meaning half an hour from now you could have an online loan, in your account.

How do we do it so quickly? We use an entirely digital approach so that you can apply from any smart phone, tablet or desktop. If approved, we’ll send you your loan contract electronically, and you can sign it digitally… which means no more paper, forms, printers, scanners and awkward trips to the bank.

So if you need a loan in Lower Hutt, then QuickCash Finance is here to help.

Quick Loans Anywhere in Lower Hutt

You may need some extra finance for bills, debt restructuring, or perhaps you need a travel loan or engagement ring finance. Trust us, we’ve seen a lot over the years, and whatever the scenario we want to help you get the right loan as quickly and easily as possible.

And it doesn’t matter where in Lower Hutt you are. Whether it’s Avalon or Alicetown, Waterloo or Wainuiomata; QuickCash Finance is your answer for fast, same-day cash loans. If you can get online, you can get a loan. You could be on the motorway (please don’t text and drive) or on the couch, either way QuickCash Finance is your best bet for online loans in Lower Hutt.

 

Lower Hutt Loans Made Easy

So what are waiting for? Apply now, and in the time it takes to take the dog for a walk, you could have cash in the bank thanks to QuickCash Finance.

Lower Hutt Loans

100% Online Cash Loan Application

No need for printers, scanners or trips to the bank
Cash Loan in 25 minutes
Fixed rates = No surprises
No early payment penalties
Apply Online Now
Financial Service Provider: FSP19463

Disclosure - Costs of Borrowing

Annual interest rates

At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.

For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a

For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a

Establishment Fees: $170 for Unsecured Loans | $250 for Secured Loans

Administration Fee: $4.35 per week

 

Google Ads Financial Services Policy

We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.

Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act.  Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest.  It does not include credit fees.

However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.

In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56.  This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.

The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.

QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.

You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.

Or if you would like an individual loan quote please call us on 0800 784 252.

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Security/LVR Residential first mortgage
(with registered valuation addressed to QCFL)
0-20% LVR 12.5% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
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Security/LVR Residential first mortgage
0-20% LVR 14% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
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Security/LVR Caveat
0-20% LVR 21% interest
21-40% LVR 23% interest
41-60% LVR 25% interest
61-80% LVR N/A
81% + LVR N/A
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Security/LVR Motor vehicle, boat, caravan, processing plant or other
0-20% LVR 16% interest
21-40% LVR 18% interest
41-60% LVR 26% interest
61-80% LVR 26% interest
81% + LVR 26% interest
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For a further breakdown of fees click here