Cash Could Be in Your Account At
  • Repayments of only $50.00 per week
    Please phone for a custom rate on loans over $10,000

New Zealand Loans

Apply online... approval within 25 minutes

QuickCash Finance has been helping kiwis get loans in NZ for over 19 years. We’re fast and affordable, and there’s no better provider of cash loans in New Zealand.

Online Loan Application

And to make things easier, our new online loans mean that you can have cash in your account in less than 25 mins. It’s online finance the way it should be, with everything done digitally. So you can apply from your mobile, tablet or desktop; sign the contract electronically and receive your finance without the need to visit the bank or print and scan forms.

So if you need a loan in New Zealand, look no further than QuickCash Finance.

 

Fast Loans Anywhere in NZ

From Cape Reinga to the Bluff, Auckland to Dunedin; QuickCash is your one stop shop for fast and convenient loans.

Our team are here to help you finance whatever is you’re looking for. Whether it’s an emergency loan for an operation, vet bills, home renovations, or you’d rather not say; our empathetic team are here to help you get cash in your bank as quickly as possible.

 

NZ Loans Made Easy

So when you think of finance in NZ, think QuickCash Finance. Apply online now!

100% Online Cash Loan Application

No need for printers, scanners or trips to the bank
Cash Loan in 25 minutes
Fixed rates = No surprises
No early payment penalties
Apply Online Now
Financial Service Provider: FSP19463

Disclosure - Costs of Borrowing

Annual interest rates

At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.

For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a

For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a

 

Google Ads Financial Services Policy

We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.

Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act.  Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest.  It does not include credit fees.

However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.

In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56.  This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.

The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.

QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.

You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.

Or if you would like an individual loan quote please call us on 0800 784 252.

Read More
Security/LVR Residential first mortgage
(with registered valuation addressed to QCFL)
0-20% LVR 12.5% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
Show MoreShow Less
Security/LVR Residential first mortgage
0-20% LVR 14% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
Show MoreShow Less
Security/LVR Caveat
0-20% LVR 21% interest
21-40% LVR 23% interest
41-60% LVR 25% interest
61-80% LVR N/A
81% + LVR N/A
Show MoreShow Less
Security/LVR Motor vehicle, boat, caravan, processing plant or other
0-20% LVR 16% interest
21-40% LVR 18% interest
41-60% LVR 26% interest
61-80% LVR 26% interest
81% + LVR 26% interest
Show MoreShow Less
For a further breakdown of fees click here