Need a loan in Dunedin? Then you’ve come to the right place, as QuickCash finance specialises in fast and affordable Dunedin loans.
Fast Online Application
Take three minutes to apply now via your smartphone, tablet or desktop. We’ll give you an answer within 25minutes (on business days).
And if you want to proceed, you can do so digitally… which means no more forms, printers, scanners and awkward trips to the bank.
So think about 25minutes from now. You could have cash in your account. That’s online loans the way they should be!
We all need finance sooner or later, and QuickCash’s team are here to help. For over 19 years we’ve been helping New Zealanders with emergency loans, car loans, rental bonds; from Whangerei to Bluff.
So apply online today and see why QuickCash Finance is Dunedin’s preferred modern finance company.
And it doesn’t matter where in Dunedin you are. Whether it’s St Clair or St Kilda, Maori Hill or Mosgiel; QuickCash Finance is your answer for fast, same-day cash loans.
So what are waiting for? Apply now, and in the time it takes a scarfie to ignite a couch on Castle Street North, you could have cash in the bank thanks to QuickCash Finance.
At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.
For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a
For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a
Establishment Fees: $170 for Unsecured Loans | $250 for Secured Loans
Administration Fee: $4.35 per week
We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.
Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act. Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest. It does not include credit fees.
However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.
In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56. This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.
The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.
QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.
You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.
Or if you would like an individual loan quote please call us on 0800 784 252.