Loans Wellington – Cash Loans Wellington
Need a loan in Wellington? QuickCash Finance specialises in cash loans online, and has been helping people in the capital to find the right Wellington NZ loans for almost twenty years.
We can have cash loans in your account in less than 25 minutes.
Easy Online Loan Application
Thanks to our “online loan” technology, you can apply from any smart phone, tablet or computer. If approved, we’ll send you your loan contract electronically, and you can sign it digitally… which means no more forms, printers, scanners and awkward trips to the bank.
So apply for a loan online today and see why QuickCash Finance is Wellington’s preferred modern finance company.
Fast Loans Anywhere in Wellington
In particular, we specialise in emergency loans, when you need money fast. It could be a car loan, boat loan, small business loan, rental bond loan. Whatever you need finance for, QuickCash Finance makes it easy with online loans throughout New Zealand.
And it doesn’t matter where in Wellington you are. Whether you’re in Thorndon, Petone, Miramar… or wherever; QuickCash Finance is your answer for fast, same-day cash loans. If you can get online, you can apply.
Wellington Loans Made Easy
Seriously, it’s that easy. You can apply from the bath, and before the water’s gone cold, you could be looking at cash in your account thanks to QuickCash Finance’s online loans in Wellington.
100% Online Cash Loan Application
Disclosure - Costs of Borrowing
At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.
For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a
For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a
Establishment Fees: $170 for Unsecured Loans | $250 for Secured Loans
Administration Fee: $4.35 per week
Google Ads Financial Services Policy
We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.
Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act. Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest. It does not include credit fees.
However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.
In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56. This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.
The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.
QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.
You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.
Or if you would like an individual loan quote please call us on 0800 784 252.