Need a loan in Timaru? Look no further than QuickCash Finance’s online loans. Within half an hour you could have money in the bank, whether you’re in Timaru or anywhere in New Zealand. That’s why we’re your best solution for quick and easy Timaru loans.
We use a brand new approach to online loans, meaning that you can apply from any mobile device, tablet or desktop. Once approved, we’ll send you your loan contract electronically, and you can sign it digitally… which means no more forms, printers, scanners or tedious trips to the bank.
This is why QuickCash Finance is your best port of call for online loans in Timaru.
Because when you need finance fast, you don’t have time to be printing and scanning. This is why we specialise in finance in an instant, particularly emergency loans, debt consolidation and car loans. Truth is, whatever you need the money for, QuickCash can help you get it in less than 25 minutes.
And it doesn’t matter where in Timaru you are. Whether it’s Gleniti or Glenwood, Washdyke or Watlington; QuickCash Finance is your answer for fast, same-day cash loans.
So what are waiting for? Take five minutes to Apply now, and in the time it takes to watch a few quick videos on Youtube, you could have cash deposited in the bank thanks to QuickCash Finance.
At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.
For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a
For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a
Establishment Fees: $170 for Unsecured Loans | $250 for Secured Loans
Administration Fee: $4.35 per week
We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.
Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act. Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest. It does not include credit fees.
However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.
In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56. This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.
The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.
QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.
You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.
Or if you would like an individual loan quote please call us on 0800 784 252.