If you need a loan in Napier, then you’ve come to the right place. QuickCash Finance has been helping people throughout Napier, with a range of loans, for over 19 years. And now, our online Napier loans are quicker and easier than ever.
Easy Online Application
You can apply from any smart phone, tablet or computer. If approved, we’ll send you your loan contract electronically, and you can sign it digitally… which means no more documents, forms, printers, scanners and awkward trips to the bank.
It only takes five minutes to apply… and the whole process (cash in your bank!) can take less than 25 minutes.
Whatever the occasion, you needn’t go past QuickCash Finance for online loans in Napier.
In particular, we specialise in emergency loans, understanding that when you finance fast, you don’t have time for dozens of forms and trips around the CBD.
So whether it’s a car loan, a rental bond loan, a debt consolidation loan or whatever… you can have it all sorted in less than 25 minutes with QuickCash Finance!
And it doesn’t matter where in Napier you are. Whether it’s Taradale or Tamatea, Pirimai or Poraiti; QuickCash Finance is your answer for fast, same-day cash loans. We’ve known of people to complete the whole process from out in the bush or on the beach. As long as you can get online, you can apply for a loan.
So what are waiting for? Apply now and see why QuickCash Finance is the modern solution for loans in Napier and online loans in New Zealand.
At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.
For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a
For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a
Establishment Fees: $170 for Unsecured Loans | $250 for Secured Loans
Administration Fee: $4.35 per week
We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.
Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act. Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest. It does not include credit fees.
However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.
In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56. This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.
The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.
QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.
You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.
Or if you would like an individual loan quote please call us on 0800 784 252.