Need a loan in Invercargill? Look no further than QuickCash Finance, the fast and convenient solution for online Invercargill loans.
You can apply in less than five minutes, and cash can be in your account in less than 25 minutes.
How? QuickCash uses a revolutionary new online loan application process. Everything is done digitally. So you can apply from any smart phone, tablet or desktop. If approved, we’ll send you your loan contract electronically, and you can sign it digitally… which means you no longer need to print out forms, sign them, scan them, find a car park and visit the bank.
It’s no wonder that more and more kiwis across Invercargill are turning to QuickCash Finance when they need a loan. Be it a car loan, a travel loan, a medical loan… whatever the case. In fact, we specialise in emergency loans, offering you a fast application process so you can take care of that emergency as effectively as possible.
And it doesn’t matter where in Invercargill you are. Whether it’s Ascot or Avenal, Gladstone or Glengarry; QuickCash Finance is your answer for fast, same-day cash loans. Just jump online, and let us know how much you need.
So what are waiting for? It really is the simplest way to get a loan in New Zealand. In the time it took you to read this text, you could have completed an application.
So apply today, for an online cash loan in Invercargill.
At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.
For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a
For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a
Establishment Fees: $170 for Unsecured Loans | $250 for Secured Loans
Administration Fee: $4.35 per week
We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.
Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act. Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest. It does not include credit fees.
However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.
In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56. This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.
The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.
QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.
You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.
Or if you would like an individual loan quote please call us on 0800 784 252.