If you’re looking for a loan in Hastings, then QuickCash Finance is here to help. For almost 20 years QuickCash has been providing Hastings loans and helping kiwis with finance in the Hawkes Bay.
Our smart new system makes the application process a breeze. In less than five minutes, you can apply for an online loan, and in less than 25 minutes that cash loan can be in your bank account.
Forget the old-fashioned trips in to the CBD, and all the paperwork that goes with it. Apply for a loan online, and if approved, we’ll send you your loan contract electronically, and you can sign it digitally… which means no more forms, printers, scanners and awkward trips to the bank.
So what are you waiting for? Apply for finance online today and see why QuickCash Finance is Hastings’s preferred choice for cash loans.
And let’s face it, we all need finance every now again. It could be an emergency loan for hospital bills, vet bills; a car loan for repairs or a new vehicle; or simply a shopping loan so you can finance an overseas holiday or some much needed retail therapy.
Whatever it is, you can apply quickly and confidently thanks to QuickCash Finance’s online loan applications.
And it doesn’t matter where in Hastings you are. Whether it’s Flaxmere or Frimley, Te Mata or Tomoana; as long as you have an internet connection, QuickCash Finance is your answer for fast, same-day cash loans.
So what are waiting for? Apply now, and in the time it takes to watch a few quick videos on Youtube, you could have cash in the bank thanks to QuickCash Finance.
At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.
For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a
For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a
Establishment Fees: $170 for Unsecured Loans | $250 for Secured Loans
Administration Fee: $4.35 per week
We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.
Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act. Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest. It does not include credit fees.
However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.
In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56. This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.
The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.
QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.
You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.
Or if you would like an individual loan quote please call us on 0800 784 252.