If you need a loan in Hamilton, then you need QuickCash Finance. We specialise in online loans and have been helping kiwis with Hamilton loans for over 19 years.
Thanks to our super smart online technology, you can apply in minutes from any mobile phone, tablet or desktop. If approved, we’ll send you your loan contract electronically, and you can sign it digitally… which means no more paper documents, hand-signed forms, printers, scanners and awkward trips to the bank.
You don’t even need to leave the couch!
So regardless of whether its an emergency loan, a travel loan, a car loan, a shopping loan or you just need a loan to pay some bills… QuickCash Finance are experts in providing Hamilton loans and finance Waikato-wide.
And it doesn’t matter where in Hamilton you are. Whether it’s Te Kowhai or Te Rapa, Hillcrest or Harrowfield; QuickCash Finance is your answer for fast, same-day cash loans. As long as you have an internet connection, you can apply in less than 5 minutes.
So what are waiting for? Apply now, and in the time it takes to watch an episode of Home and Away, cash can be in your bank thanks to QuickCash Finance’s online Hamilton loans.
At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.
For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a
For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a
Establishment Fees: $170 for Unsecured Loans | $250 for Secured Loans
Administration Fee: $4.35 per week
We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.
Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act. Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest. It does not include credit fees.
However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.
In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56. This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.
The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.
QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.
You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.
Or if you would like an individual loan quote please call us on 0800 784 252.