Need a loan in Gisborne? Apply online now, and we can have online Gisborne loans approved and in your account inside of 25 minutes.
Easy Online Application
Thanks to our brand new industry- leading online technology, you can apply from any mobile device, tablet or desktop.
Once approved, we’ll send you your loan contract electronically, and you can sign it digitally… which means no more paper forms, printers, scanners and awkward trips to the bank.
So take five minutes to apply online today and see why QuickCash Finance is Gisborne’s preferred choice for small loans and personal finance.
Whether it’s a car loan, a wedding loan or debt consolidation. It could be an emergency loan, vet bills or you simply want to head off on a holiday. Whatever the reason… finance it with an online loan thanks to QuickCash Finance.
And it doesn’t matter where in Gisborne you are. Whether it’s Riverside or Riverdale, Te Hapara or Te Wharau; QuickCash Finance is your answer for fast, same-day cash loans.
In fact, right across the East Coast. As long as you’ve got an internet connection, we can get cash to you in less than 25minutes.
So what are waiting for? Apply now, and in the time it takes to make a cup of tea for your nana, you could have cash in the bank thanks to QuickCash Finance.
At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.
For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a
For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a
We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.
Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act. Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest. It does not include credit fees.
However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.
In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56. This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.
The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.
QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.
You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.
Or if you would like an individual loan quote please call us on 0800 784 252.