Cash Loans Christchurch – Payday Loans Christchurch
Need a cash loan in Christchurch? QuickCash Finance is here to help with online Christchurch loans that you can apply for in 3 minutes.
We’ll give you an approval within 25 minutes (on business days), meaning that you could have cash in your account 25 minutes from now.
Easy Online Loan Application
Thanks to our cutting-edge online technology, you can apply from any smart phone, tablet or desktop. If approved, we’ll send you your loan contract electronically, and you can sign it digitally… which means no more forms, printers, scanners and awkward trips to the bank.
So apply online today and see why QuickCash Finance is Christchurch’s preferred modern finance company.
Quick Loans Anywhere in Christchurch
Whether it’s a car loan, a wedding loan, debt consolidation or whatever… do it smart and it online!
In particular, we specialise in emergency loans, providing quick and efficient answers, as well as quick deposits from our empathetic and confidential team.
And it doesn’t matter where in Christchurch you are. Whether it’s Avonside or Addington, Sockburn or Sumner; QuickCash Finance is your answer for fast, same-day cash loans.
Christchurch Loans Made Easy
So what are waiting for? Apply now, and in the time it takes to wait for a bus, you could have cash in the bank thanks to QuickCash Finance.
100% Online Cash Loan Application
Disclosure - Costs of Borrowing
At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.
For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a
For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a
Establishment Fees: $170 for Unsecured Loans | $250 for Secured Loans
Administration Fee: $4.35 per week
Google Ads Financial Services Policy
We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.
Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act. Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest. It does not include credit fees.
However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.
In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56. This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.
The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.
QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.
You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.
Or if you would like an individual loan quote please call us on 0800 784 252.