Cash Could Be in Your Account At
  • Repayments of only $50.00 per week
    Please phone for a custom rate on loans over $10,000
Boat Finance NZ
Apply online... approval within 25 minutes

Boat Finance NZ – Boat Loans NZ

Need boat finance? QuickCash Finance is here to help you finance the boat you’ve always wanted.

So whether it’s that tinny you’ve been eyeing on Trademe, the yacht you’ve been admiring down at the marina, or you just want pre approval to shop around… get boat finance today with QuickCash Finance.

Why Get a Boat Loan with QuickCash?

For the better part of two decades we’ve been helping kiwis with boat loans and yacht finance. Motor boats, sail boats, tinnys and dinghys; we offer fast and convenient finance.

Even if you forgot to put the bung in, and need an emergency loan to salvage your existing boat… look no further than QuickCash Finance for affordable online cash loans for boats and more.

And now, it’s easier than ever before, thanks to QuickCash’s 100% Online Applications.  You can do everything from the comfort and convenience of your mobile device, tablet or desktop:

  • Complete a loan application online
  • We’ll answer your application within 25mins*
  • Sign your Loan Contract electronically
  • Cash could be in your bank account in as little as 25mins

So Apply Now, and before you know it, you can be approved to buy the boat that you’ve always dreamed of!

100% Online Cash Loan Application

No need for printers, scanners or trips to the bank
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
Cash Loan in 25 minutes
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
Fixed rates = No surprises
Quick Loans NZ, Cash Loans NZ, Fast Loans NZ, Emergency Loans
No early payment penalties
Apply Online Now
Financial Service Provider: FSP19463

Disclosure - Costs of Borrowing

Annual interest rates

At QuickCash Finance our interest rates are set based on whether a loan is Secured or Unsecured.

For Secured Loans the Annual Interest Rate (AIR) is 29.99% p.a

For Unsecured Loans the Annual Interest Rate (AIR) is 34.99% p.a

 

Google Ads Financial Services Policy

We have provided a representative example of the total cost of a typical loan as well as an Annual Percentage Rate (APR) showing different costs of our loans.

Your loan contract will clearly show all costs involved with your loan, as required under New Zealand’s Credit Contracts and Consumer Finance Act.  Under that Act, your disclosure statement shows an annual interest rate (AIR) as a percentage and that rate is made up only of the interest.  It does not include credit fees.

However, in order to comply with Google Ads Financial Services Policy, we have detailed the APRs below.

In our sample loan, if you borrowed $5,000 and repaid it over 52 weeks, the total amount you would repay would be $6,315.56.  This is made up of $839.36 of interest, $226.20 of administration fees and $250.00 for the establishment fee.

The Annual Interest Rate (AIR) of this sample loan is 29.99%. However, when we calculate the Annual Percentage Rate (APR) which includes interest, credit fees and what the total is that you’ll repay: the APR is 26.31%.

QuickCash Finance has a minimum loan term of 52 weeks (365 days) and a maximum loan term of 3 years (1095 days). We will always allow you to repay your loan early with no prepayment fees.

You can view an example of our standard credit contract and disclosure statement on our Disclosure Page.

Or if you would like an individual loan quote please call us on 0800 784 252.

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Security/LVR Residential first mortgage
(with registered valuation addressed to QCFL)
0-20% LVR 12.5% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
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Security/LVR Residential first mortgage
0-20% LVR 14% interest
21-40% LVR 16% interest
41-60% LVR 18% interest
61-80% LVR 20% interest
81% + LVR N/A
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Security/LVR Caveat
0-20% LVR 21% interest
21-40% LVR 23% interest
41-60% LVR 25% interest
61-80% LVR N/A
81% + LVR N/A
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Security/LVR Motor vehicle, boat, caravan, processing plant or other
0-20% LVR 16% interest
21-40% LVR 18% interest
41-60% LVR 26% interest
61-80% LVR 26% interest
81% + LVR 26% interest
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For a further breakdown of fees click here