Loan approvals in 15 minutes

APPLY NOW with our easy 4-minute online application

and we can approve your loan within 15-minutes (during business hours)

quick cash nz

Personal Loans

Business Loans

Personal loans online approved in less than 15 minutes

QuickCash Finance is your local finance company with offices in Blenheim and Nelson. We have the ability to approve personal loans and business loans in under 15 minutes and have the cash in your hand in less than an hour.

We’re proud to be locally owned and operated and because we lend our own money, we can make a decision for you on the spot. Our offices offer over the counter finance in Nelson and Blenheim, with fast loans from $200 to $20,000. Unlike a lot of finance companies we don’t make it difficult to borrow money; we have an easy to understand application process and offer straight forward contracts.

Fast loans and rapid approval – money in your pocket within the hour

With the right information we can make a loan decision on the spot. With our two offices we can get you finance now in Blenheim and instant finance in Nelson, or if you prefer to apply through our website we can get you a fast cash loan online. Because we’re a Kiwi owned and operated company we can have the cash in your pocket in less than an hour. To make it fair and easy for you we won’t change the interest rate for the term of your loan and we don’t charge any fee for early repayment.

Online loans throughout New Zealand, with fast finance in Nelson and instant loans in Blenheim

We can provide finance anywhere in New Zealand, with our straight forward online loan application. We also have offices in both Blenheim and Nelson, so you can speak to a local to arrange your Blenheim finance or Nelson loan. Being local you don’t have to go through a call centre you can come in and see us at our Blenheim and Nelson offices.

If you need finance now just contact us, give us a call on 0800 784 252 and we’ll see if we can square you up or find out more About QuickCash.

Disclosure – Costs of borrowing

At QuickCash our interest rates are set according to the Loan to Value Ratio (LVR), using the amount borrowed and the security available. We never charge a fee for early repayment and our interest rates are fixed to provide certainty throughout the life of your loan. Below is a table showing the Annual Interest Rates (AIR) for each security type and LVR.

Security / LVR 0-20% LVR 21-40% LVR 41-60% LVR 61-80% LVR 81% + LVR
Residential first mortgage 18%
interest
20%
interest
22%
interest
24%
interest
26%
interest
Residential second mortgage 20%
interest
22%
interest
24%
interest
26%
interest
26%
interest
Vehicle, boat or caravan 26%
interest
26%
interest
26%
interest
26%
interest
26%
interest

All of our loans have an establishment fee, whether it is a new loan or a refinance. This is the fee for receiving, processing and advancing your loan. For loans of $200-$400, the establishment fee is $175. For loans of $401-$20,000 the establishment fee is $350.
There is also an administration fee with all of our loans, to cover the costs of administering each loan. We have designed this to incorporate all administrative costs, so we don’t charge you for your 6-monthly statements, balance requests, processing of payments or anything else involved with your loan, to give you the certainty of a fixed cost throughout the life of your loan. Our administration fee is $5 per week, but only charged while the loan is active.
If a loan goes into default, default fees and default interest will apply. The default fee and default interest have been designed to cover the increased cost to the company for the frequent monitoring, additional contact with the borrower and third parties (eg: budget advisors or guarantors) and the increased reporting requirements. The default fee is $1 per day, payable daily but charged weekly. And the annual default interest rate is 22.5%, which is only charged on the portion of the loan that is in default.

Payment Protection Insurance

PPI is a policy which may cover the policyholder’s monthly instalments on a Credit Contract if they suffer from an insured event. In the unfortunate event of death, long term injury or illness, PPI may cover the outstanding balance on the loan. We offer the option of Payment Protection Insurance (PPI) for your piece of mind. This is not compulsory, but you can read the policy booklet here and decide if it is right for you.
You can also read a summary of the PPI we offer here.

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